One of our greatest assets we bring to the municipal market is an ability to deliver professional diversified investment services to both the retail and institutional market. Our presence in the small to medium institutional market, with 2nd and 3rd tier institutional investors, provides pricing support that an issuer needs for successful and aggressive portfolio distributions. Our experience in the market of diversified investment services allows our desk to also focus on accessing our cross-over buyers from our corporate and equity desks that have been steadily increasing in the investing distribution market.